This improvement has prompted UBHL to exclude the shares held by Ritu from the Rs 15,000-crore settlement supply created by her stepson. It is unclear accurately how significantly stake Ritu holds in UBHL. “I had inherited 1-3rd shares when my partner died (in 1983). I have hardly ever sold a one share until date, and I have in no way taken a mortgage. I never have a roof in excess of my head now. I moved the court docket to shield my passions,” she told TOI.